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  <description>Analysis, strategy and reporting on Canadian business.</description>
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    <title>Point-of-sale systems: what to check before signing a contract</title>
    <link>https://businessarticles.ca/article-136.html</link>
    <guid>https://businessarticles.ca/article-136.html</guid>
    <description>The upfront hardware cost is the smallest number in most POS contracts. The processing rate and the lock-in terms matter far more.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Invoicing tools that get you paid faster</title>
    <link>https://businessarticles.ca/article-135.html</link>
    <guid>https://businessarticles.ca/article-135.html</guid>
    <description>Late payments are often a process problem, not a client problem. The right invoicing setup fixes more of that than most owners expect.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
  </item>
  <item>
    <title>Business credit cards in Canada: how to actually pick one</title>
    <link>https://businessarticles.ca/article-134.html</link>
    <guid>https://businessarticles.ca/article-134.html</guid>
    <description>The rewards rate is the number everyone compares. It's rarely the number that determines whether a card actually pays off for your business.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Payroll providers for small teams: what matters under 10 employees</title>
    <link>https://businessarticles.ca/article-133.html</link>
    <guid>https://businessarticles.ca/article-133.html</guid>
    <description>Enterprise payroll features are wasted on a small team. Here's what's actually worth paying for at that size.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
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    <title>Accounting software for small business: comparing QuickBooks, Wave and Xero</title>
    <link>https://businessarticles.ca/article-132.html</link>
    <guid>https://businessarticles.ca/article-132.html</guid>
    <description>All three handle the basics. The differences show up in pricing structure, who they're built for, and how much room they leave to grow.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Business bank accounts in Canada: what actually matters when comparing them</title>
    <link>https://businessarticles.ca/article-131.html</link>
    <guid>https://businessarticles.ca/article-131.html</guid>
    <description>Monthly fees get the most attention, but they're rarely the feature that ends up mattering most a year in.</description>
    <pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Reading your cash flow statement the way a lender does</title>
    <link>https://businessarticles.ca/article-130.html</link>
    <guid>https://businessarticles.ca/article-130.html</guid>
    <description>A profitable business can still fail a lender's cash flow test. Here's what's actually being checked, line by line.</description>
    <pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate>
  </item>
  <item>
    <title>Incorporating in Canada: federal vs. provincial, and why it matters</title>
    <link>https://businessarticles.ca/article-129.html</link>
    <guid>https://businessarticles.ca/article-129.html</guid>
    <description>Both routes create a legal corporation. The difference shows up later, in where you can operate and what you're required to file.</description>
    <pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Setting your first-year pricing without guessing</title>
    <link>https://businessarticles.ca/article-128.html</link>
    <guid>https://businessarticles.ca/article-128.html</guid>
    <description>New businesses tend to price off gut feel or a competitor's number. A more grounded approach starts with your actual costs and your customer's actual alternative.</description>
    <pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Delegation for small business owners: when it's time to let go of a task</title>
    <link>https://businessarticles.ca/article-127.html</link>
    <guid>https://businessarticles.ca/article-127.html</guid>
    <description>Most owners don't delegate too little because they don't trust their team — they delegate too little because they've never decided what actually requires them.</description>
    <pubDate>Fri, 28 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Line of credit vs. term loan: choosing the right one for your business</title>
    <link>https://businessarticles.ca/article-126.html</link>
    <guid>https://businessarticles.ca/article-126.html</guid>
    <description>The two most common small business financing products solve different problems. Matching the wrong one to your need costs money either way.</description>
    <pubDate>Thu, 27 Aug 2026 00:00:00 GMT</pubDate>
  </item>
  <item>
    <title>How to apply for a small business loan in Canada: what lenders actually look at</title>
    <link>https://businessarticles.ca/article-125.html</link>
    <guid>https://businessarticles.ca/article-125.html</guid>
    <description>Before you fill out an application, it helps to know what's actually being evaluated on the other side of it.</description>
    <pubDate>Thu, 27 Aug 2026 00:00:00 GMT</pubDate>
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    <title>A quick guide to Canada's countermeasures list, sector by sector</title>
    <link>https://businessarticles.ca/article-124.html</link>
    <guid>https://businessarticles.ca/article-124.html</guid>
    <description>Six categories make up the bulk of Canada's $27.6 billion response to U.S. tariffs. Here's what each one actually covers.</description>
    <pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Fuel costs have been easing since April — what that means for shipping-heavy businesses</title>
    <link>https://businessarticles.ca/article-123.html</link>
    <guid>https://businessarticles.ca/article-123.html</guid>
    <description>CFIB survey data shows fuel-cost concern among small businesses has been trending down for months, even with energy markets still volatile.</description>
    <pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>CFIB's latest quarterly outlook: what the GDP forecast means for small business owners</title>
    <link>https://businessarticles.ca/article-122.html</link>
    <guid>https://businessarticles.ca/article-122.html</guid>
    <description>CFIB and AppEco's Main Street Quarterly points to a rebound through the second half of the year — but a bumpy one.</description>
    <pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>The Canadian dollar's summer slide, explained</title>
    <link>https://businessarticles.ca/article-121.html</link>
    <guid>https://businessarticles.ca/article-121.html</guid>
    <description>CAD has drifted down against the U.S. dollar over the past few months. Three things are driving it, and none of them are new.</description>
    <pubDate>Fri, 28 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Businesses race to beat the September 8 tariff deadline</title>
    <link>https://businessarticles.ca/article-120.html</link>
    <guid>https://businessarticles.ca/article-120.html</guid>
    <description>With Canada's countermeasures set to take effect in under two weeks, importers are trying to get ahead of a compliance date that isn't moving.</description>
    <pubDate>Fri, 28 Aug 2026 00:00:00 GMT</pubDate>
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    <title>What to watch at the Bank of Canada's September 2 rate decision</title>
    <link>https://businessarticles.ca/article-119.html</link>
    <guid>https://businessarticles.ca/article-119.html</guid>
    <description>The Bank has held at 2.25% for five straight meetings. Here's what would actually change that at next week's announcement.</description>
    <pubDate>Thu, 27 Aug 2026 00:00:00 GMT</pubDate>
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    <title>Canada's dollar-for-dollar countermeasures set to take effect September 8</title>
    <link>https://businessarticles.ca/article-118.html</link>
    <guid>https://businessarticles.ca/article-118.html</guid>
    <description>After the U.S.'s 50% tariffs landed, Ottawa is matching them exactly — on an equally broad list of American goods.</description>
    <pubDate>Wed, 26 Aug 2026 00:00:00 GMT</pubDate>
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    <title>Trump threatens a second 50% tariff, this time on autos, parts and steel</title>
    <link>https://businessarticles.ca/article-117.html</link>
    <guid>https://businessarticles.ca/article-117.html</guid>
    <description>Announced August 24, the new threat targets Canada's auto sector specifically, with a January 1, 2027 start date.</description>
    <pubDate>Mon, 24 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Trade talks collapse, 50% U.S. tariffs take effect August 22</title>
    <link>https://businessarticles.ca/article-116.html</link>
    <guid>https://businessarticles.ca/article-116.html</guid>
    <description>A deal looked close on August 19. Two days later, negotiations broke down and the tariffs landed anyway.</description>
    <pubDate>Sat, 22 Aug 2026 00:00:00 GMT</pubDate>
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    <title>Small business confidence slips to 57.6 in August as tariffs bite</title>
    <link>https://businessarticles.ca/article-107.html</link>
    <guid>https://businessarticles.ca/article-107.html</guid>
    <description>CFIB's long-term index eased from June's reading, with short-term optimism falling more sharply as manufacturing, construction and transportation all weakened.</description>
    <pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>What a CUSMA collapse could actually cost Canada: 102,000 jobs, one new estimate says</title>
    <link>https://businessarticles.ca/article-115.html</link>
    <guid>https://businessarticles.ca/article-115.html</guid>
    <description>A report published in early August put real numbers on a scenario that's since gone from a live risk to something closer to reality.</description>
    <pubDate>Tue, 11 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Suncor names Peter Zebedee as next CEO in planned succession</title>
    <link>https://businessarticles.ca/article-114.html</link>
    <guid>https://businessarticles.ca/article-114.html</guid>
    <description>Rich Kruger will move to Executive Vice Chair next spring as the energy giant completes a board-led handover process.</description>
    <pubDate>Thu, 06 Aug 2026 00:00:00 GMT</pubDate>
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    <title>TSX Composite closes at a fresh high above 36,100</title>
    <link>https://businessarticles.ca/article-103.html</link>
    <guid>https://businessarticles.ca/article-103.html</guid>
    <description>The index has repeatedly tested new highs through the summer, up more than 30% over the past year, despite the overhanging trade uncertainty.</description>
    <pubDate>Wed, 05 Aug 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Ottawa revives steel and aluminum quota proposal to soften U.S. tariffs</title>
    <link>https://businessarticles.ca/article-112.html</link>
    <guid>https://businessarticles.ca/article-112.html</guid>
    <description>A quota-for-lower-tariffs trade, floated once before, is back on the table as the clock runs down on Washington's deadline.</description>
    <pubDate>Tue, 04 Aug 2026 00:00:00 GMT</pubDate>
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    <title>Manufacturers' confidence still lags well behind other sectors</title>
    <link>https://businessarticles.ca/article-106.html</link>
    <guid>https://businessarticles.ca/article-106.html</guid>
    <description>Even before August's broader dip, manufacturing optimism hadn't recovered since 2023 — and CFIB says tariffs have hit the sector harder than the last recession.</description>
    <pubDate>Thu, 30 Jul 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Canada's labour market steadies after a weak start to 2026</title>
    <link>https://businessarticles.ca/article-109.html</link>
    <guid>https://businessarticles.ca/article-109.html</guid>
    <description>Job postings and StatCan vacancy data both point to demand that's plateaued rather than continuing to soften.</description>
    <pubDate>Tue, 28 Jul 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Where small businesses can actually find financing right now</title>
    <link>https://businessarticles.ca/article-105.html</link>
    <guid>https://businessarticles.ca/article-105.html</guid>
    <description>From the federal loan-guarantee program to BDC and online lenders, a look at what's available — and what it costs.</description>
    <pubDate>Fri, 24 Jul 2026 00:00:00 GMT</pubDate>
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    <title>Toys "R" Us closes its original Canadian flagship after four decades</title>
    <link>https://businessarticles.ca/article-101.html</link>
    <guid>https://businessarticles.ca/article-101.html</guid>
    <description>The Brampton store that opened the chain's first Canadian location in 1984 shut its doors this month amid ongoing restructuring.</description>
    <pubDate>Sun, 19 Jul 2026 00:00:00 GMT</pubDate>
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    <title>What a small business loan actually costs in Canada right now</title>
    <link>https://businessarticles.ca/article-104.html</link>
    <guid>https://businessarticles.ca/article-104.html</guid>
    <description>A rundown of rates across CSBFP, BDC, bank loans and alternative lenders — and how to tell which is the right fit.</description>
    <pubDate>Sat, 18 Jul 2026 00:00:00 GMT</pubDate>
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    <title>Bank of Canada holds rate at 2.25% for a sixth straight decision</title>
    <link>https://businessarticles.ca/article-110.html</link>
    <guid>https://businessarticles.ca/article-110.html</guid>
    <description>The central bank kept its policy rate unchanged again in July, with the next announcement scheduled for September 2.</description>
    <pubDate>Wed, 15 Jul 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>June jobs data: employment edges up, unemployment falls to 6.5%</title>
    <link>https://businessarticles.ca/article-108.html</link>
    <guid>https://businessarticles.ca/article-108.html</guid>
    <description>Statistics Canada's Labour Force Survey showed modest gains, with July's numbers due out this week.</description>
    <pubDate>Fri, 10 Jul 2026 00:00:00 GMT</pubDate>
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    <title>Air Canada's Michael Rousseau to retire after nearly two decades</title>
    <link>https://businessarticles.ca/article-102.html</link>
    <guid>https://businessarticles.ca/article-102.html</guid>
    <description>The airline's board says a leadership development program and external search have been underway for more than two years.</description>
    <pubDate>Fri, 03 Jul 2026 00:00:00 GMT</pubDate>
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  <item>
    <title>Retail's uneven reset: why Couche-Tard is expanding as 7-Eleven retreats</title>
    <link>https://businessarticles.ca/article-100.html</link>
    <guid>https://businessarticles.ca/article-100.html</guid>
    <description>Two convenience store giants, two opposite strategies, in the same market at the same time.</description>
    <pubDate>Mon, 29 Jun 2026 00:00:00 GMT</pubDate>
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